Tune in for info on our fantastic listings here in the Treasure Valley! Ron Wieczorek is here from Eagle Home Mortgage to explain how certain events in the US can impact interest rates.

Darius Elison from One Call Restoration joins Thom and Dave in the studio to talk about the dangers of asbestos and why it is so important to have a certified professional remove it from your home.

Is your home ready for winter? Thom and Dave have some great tips to help you get it ready!


Segment 1

Dave Burnett: This is the Idaho Real Estate Buzz. He is Thom Dallman, one of the co-owners, associate brokers of Core Group at eXp Realty. We get together each and every week and we talk about real estate. Not just properties for sale. We'll do that, but also some of the things that you need to know if you're buying or selling your home. Maybe you're just remodeling your home. We try to give you a complete overview of what happens when it comes to real estate here in the Treasure Valley.

Thom Dallman: We like to talk about all things real estate here.

Dave Burnett: We do. In fact, we'll be talking about asbestos. It might be kind of a topic that ... It doesn't apply to me, but if you're buying an older home, it could really apply to you.

Thom Dallman: Yeah. For sure.

Dave Burnett: Ron will be in from Eagle Home Mortgage to talk about mortgages, as well. One of the things that has changed so much over the past years when it comes to real estate is websites and social media. And of course, at Coregrouprealty.com, you're going to find those new listings, those featured homes, those houses that you want to buy. You're going to find them there.

Thom Dallman: You'll find a whole lot of stuff on there, but yes. We do have our home search site on there where you can start your search. We have our featured listings page, where you can see our current listings that the team at Core Group have, and everything else that you need to know about real estate is in there.

Dave Burnett: We've talked about-

Thom Dallman: A little bit of everything.

Dave Burnett: We've talked about in the past that you have national websites, who will have local homes on them, but they're not updated.

Thom Dallman: They're not.

Dave Burnett: Not all the time like they are at Core Group.

Thom Dallman: They're not. I just got back from a conference that talked about the fact that it's important to have your own site built our made for you so that you can get the most current listings updated to your clients and to your people. Our site is actually updated every 15 minutes, so we have the most current and accurate active information out there for properties.

Dave Burnett: Some people might say, though, Thom, every 15 minutes? How important is that?

Thom Dallman: Oh, gosh. In the day and age where contracts are being written and houses are going so quickly, it's so important to be updated as quick as possible, especially if you're looking for a very niche property or a property that's in a very popular price point.

Dave Burnett: Which, by the way, you have at Core Group at eXp Realty.

Thom Dallman: Yeah. We have actually a really good deal that came on this week. Super excited for this opportunity out there. So excited for it that you might want to give us a call first to double check to make sure it's even available, because we anticipate this one's going to go really, really fast. This property is located over there off the Broadway Boise area. The address is 1511 Michigan Avenue. This is one of those smaller 970 square foot homes, 2 bedroom, one bath homes. Just great location right there by BSU and something that's being sold at $175,000, which is to find anything in the downtown area under 200 is nearly impossible.

Dave Burnett: Yep. Not quite impossible.

Thom Dallman: But not quite impossible. We have one right now. This is an as-is property, so definitely an investment property for someone to come in and get fixed up, but it's a great opportunity for someone to get a beautiful location, beautiful property with just a little bit of elbow grease and have a home right downtown for $175,000.

Dave Burnett: Which really is incredible. What's the address on that one again?

Thom Dallman: 1511 South Michigan Avenue.

Dave Burnett: Okay.

Thom Dallman: Just a definite must see if you're in the market for either a first time home or you're looking for that investment property, something to fix up, or even a rental property. Great location near BSU to be able to get renters in there. Anybody that I know, all the investors that we know that have rental properties down near BSU never have a problem renting them out.

Dave Burnett: It's interesting. Just a real quick story is I know somebody ... This was several years ago ... that his son was getting ready to go to BSU. He found a property like this, bought it. His son lived in it. They rented out the other two rooms that virtually paid for it. And after four years, son graduated. He sold it.

Thom Dallman: Yep. Exactly. He probably made a little bit of money, depending on when he bought it.

Dave Burnett: He made a little bit of money on it. Nice place for his kid to live and made some money on the deal.

Thom Dallman: Exactly. We have a lot of people that do that, actually, that have come through the internet and what not, that have looked for properties like that, because they have kids that are coming to BSU. BSU is a very popular school.

Dave Burnett: But a word of warning, check at Coregrouprealty.com to make sure it is still available, because this one's going to go fast.

Thom Dallman: Yep. Give us a call. Check the website. If it's not showing on there, then that means it's probably been put under contract. But your best bet is to give us a call as soon as possible and we'll get someone to get you in there.

Dave Burnett: Perfect.

Thom Dallman: I wanted to chat real quick about a coming soon that we have. 8010 South Diego Way. This is another great opportunity for a home over there in south Boise, Cloverdale Columbia area. This one is a three bedroom, two and a half bath, 2,300 square feet. It's a single level, so all the bedrooms are on the main level, but it does have an upstairs bonus room. A great open concept for entertaining. It's got the split bedroom design, so you've got your master bedroom on one side, your other bedrooms on the other. It does have a three car garage, so plenty of space for toys and parking and what not. Irrigated and an RV pad with storage shed. This one is coming on at $335,000. Sorry. $335,000, so 8010 South Diego Way in Boise, south Boise. Another one that you need to check out online. It's got some great pictures. It's a great layout. Just a great property to take a look at.

Dave Burnett: South Diego Way.

Thom Dallman: Diego. D-I-E-G-O.

Dave Burnett: Perfect. All of these can be seen, these and more, actually, at Coregrouprealty.com.

Thom Dallman: Exactly. Yeah, especially like our one out over at 4374 North Heritage View, too. This is a huge opportunity for a great, big home, 2,000 square foot. Four bedroom, two and a half bath at $300,000. Don't forget to check that one out, too. Spacious home with lots of room for everybody to go and do their own thing. Just recently, they put in some new flooring, laminate flooring, kitchen countertops, backsplash, 220 voltage in the back yard so you can add a hot tub. Currently overlooks a field in the back, so you don't have any back neighbors. You can see the mountains behind you and everything.

Dave Burnett: Perfect. That is a nice sight. All these can be seen at Coregrouprealty.com or if you want to make an appointment to go out and see those, give a call, (208) 933-7777. That is the phone number to see these. Or if you're thinking about listing a home. Maybe it's time to sell. You want to do a little consultation. You can do that with the folks at Core Group at no charge. They're not going to force your hand to a pen to sign a contract or we're not talking to you.

Thom Dallman: Oh, my gosh. Just come by. We don't believe in forcing people into contracts. We do free consultations all the time.

Dave Burnett: It's got to be a good fit. You've got to be happy. Core Group's going to be happy, and you're going to get a great price for your home.

Thom Dallman: All we ask is let us interview.

Dave Burnett: (208) 933-7777. That is the phone number to call. Core Group, of course, one of the sponsors of this program along with Eagle Home Mortgage. They sponsor the Idaho Real Estate Buzz each and every week. Coregrouprealty.com. Why don't you give them a call or stop by their website. Find out why they say, "You get more with Core."

Segment 2

Dave Burnett: This is the "Idaho Real Estate Buzz." He is Thom Dallman, the associate broker of Core Group at EXP, and also one of the co-owners at Core Group at EXP. Well, we get a chance every week to talk to Ron Wieczorek with the Eagle Home Mortgage equal opportunity lender and ...

Thom Dallman: Get some of the best information about financing out there from him.

Dave Burnett: During the break, we found out that Ron does not have a life.

Ron Wieczorek: I do not.

Thom Dallman: Nope. He does not.

Dave Burnett: You read the minutes of the Federal Trade Association, or federal trade groups?

Ron Wieczorek: Am I alone on that?

Thom Dallman: Crickets? Chirp, chirp.

Dave Burnett: I didn't know that notes were available?

Ron Wieczorek: Yes, they are. And I maybe skim, if that makes me sound cooler. I like to get the feel of what's going on after ... especially now. It's not every ... there was five or six straight years where there was no fed activity, and/or they were going down so there was no cause to really read and/or dig into that commentary. But now, as we see mortgage rates rise and as we see the economy is doing stronger and posting numbers, all of that is magnified. That's why I look into that more than I did before.

One of the most common questions I get when the fed meets or when they're about to meet is, "Oh, I heard they were gonna raise the rates. I'd better lock in before they do that."

Dave Burnett: And we heard that this last time when they raised them. We heard it for two months ahead of time that the next thing they're probably gonna raise the rates.

Ron Wieczorek: And we anticipated it. We all knew that they were anticipating raising a quarter the time before and a quarter this time. And it's much like ... like compared to the stock market, when you know that numbers are coming out for a company that you're looking at and you're expecting the gains to be a certain amount and they hit those gains, the stock does nothing because it was already baked into that.

Dave Burnett: No surprise. Mm-hmm (affirmative).

Ron Wieczorek: And that's kind of how the mortgage rates are when the fed meets. If we anticipate a quarter, that day they say, "Yes, we approve that quarter," there's almost no activity in the market. What we do see is, and this hasn't been recent because it's been pretty consistent: if we're anticipating a quarter increase and nothing happens ... no increase, they back off a little bit and say, "We're not gonna increase that overnight lending rate," then you'll see some activity where rates go down, because they feel that the committee is backing off of that and say, "Maybe the economy's slowing down? Maybe there's a cause for the rates to go down?"

The other side of that coin: if we're anticipating the rates to go up a quarter and they go up a half, then all heck breaks loose on the market, because they're like, "Oh, my gosh! They're tightening up more than they thought they would," and that's when it hits. So when it's a surprise is when things really change. A second time when things change is when some of these minutes come out, and that's why I play close attention to that, at least to some of the higher level and bulking some of the comments together, because we know they raised it a quarter; we know why they raised it a quarter, because they don't want the economy to overheat, they want to keep pace with inflation, they wanna keep that around that barometer of 2%. So we know that already, or the people close to the situation know that already.

But we wanna dig into some of the comments, and when the market reads ... because the market reads, Wall Street reads these comments when they come out ... and if they see that maybe some of the fed members want to increase it more, then some of that activity can start again. And that's really what happened, or what is happening.

Dave Burnett: So we do know the stock market has really come down and made a big correction going downward the past couple of weeks.

Ron Wieczorek: Yeah, and I'll get into that. I'm glad you brought that up. A majority, when they're in the room, you read the notes and the majority appeared to favor an eventual and temporary move above a level they deemed neutral for the economy in the long run. What we deem neutral is ... 3% is what they kind of point to as being a neutral area when they have the overnight lending rate, and we're two-and-a-quarter now. So that was one hint, and then there was a few that expected the policy would need to become even more restrictive for a time, and then a number judged it to be just a temporary raise for the federal funds rate.

So that few is what a lot of people reacted on, that there's that groundswell of members in the committee that say, "This isn't enough. We're not doing enough."

Dave Burnett: "We need to raise it more."

Ron Wieczorek: "We need to raise it more," and that might be coming. So when you read that, that goes against what we're anticipating.

Dave Burnett: Mm-hmm (affirmative).

Ron Wieczorek: It kind of knocks us off of our thought process, and puts us in a position where we're like, "Well, what is next?" Like, "How much ..."

Thom Dallman: How much are you gonna raise it?

Ron Wieczorek: "How much more restrictive? Are we reading into it too much?" Because we still have ... there's a couple of members against adopting a restrictive policy in the absence of clear signs of overheating economy and rising inflation. And that's what we wanna hear. That's the exact verbiage we wanna hear, so that maybe offsets that a little. But we still have that concern about the few to many that are arguing a more restrictive policy.

Dave Burnett: And the reason they're wanting to be more restrictive, if you have an economy that's too hot, they wanna slow the economy down? That's the purpose of that?

Ron Wieczorek: Yeah, the fed chair ... Jeremy Powell is his name, and he said, "You know, it's a balancing act right now," and he tried to maybe temper expectations a little bit so it wasn't so reactive. He said, "There's a balancing act we're doing right now, and we don't see overheating yet, but we don't want to see. We don't want to raise it a quarter when it maybe should've been a half, and then have it overheat." That's where ... September 26th is when the meeting happened, and October 10th is when our president spoke, Donald Trump ... and that's what you talked about is the seismic market movement.

The DOW dropped 800 points that day, and he took the podium and he said, "I think the fed's making a mistake. They're so tight. I think the fed has gone crazy." Well, that's true Donald Trump style, right? So he obviously is against a lot of these movements, and I'm somewhere in between on it. I trust the fed. I trust Jeremy Powell. He had a hand in picking the members of the fed, so at some point, you have to trust what they're doing is right. I'm not scared by any of this, because it does say our economy's doing better. It says that we're trying to squash inflation, or keep inflation at a certain point.

So all of this, to me, is just kind of talk in the media. And there's some ex-fed chairs that got scared when Donald Trump talked, and they warned him ... they said, "This might backfire on you." They said that, "If you attack the fed publicly and say that you don't agree with the raising rates, they may raise the rates in future times, even if it doesn't need it, because they wanna appear like they are politically not involved or politically neutral." I don't believe that. I think that cooler heads will prevail there, and I think they're professional, and I think they'll do what's right for the economy and to squash some of that overheating.

I don't think we're there yet, and Donald Trump has said that as well. He says, "We're not overheating yet. We're getting our sea legs with this economy." But it is a balancing act, and that's kind of what we always look at is what in these minutes is gonna give us an insight to what's gonna happen in the future? How much is that rate gonna go up? At what pace is it gonna go up? So much like the stock market ... like you mentioned Dave, that it went down 800 points or went down seismic, a lot of it is economically-driven, and some of it is speculation. A big part of it is speculation. That's why, when I read these notes in times where we're in transition or in times when it's getting hot, I'll pay more attention to those things.

Thom Dallman: Yeah. I think the interesting part of that is, when you said it's speculation and it's kind of ... when people ask us, "What was the market doing? What's the market gonna look like next year?" It's all speculation. It's all kind of ... all of this information that you gather is to kind of be able to speculate and maybe make a good prediction on what's gonna happen, but at the end of the day, you still never know what's gonna happen.

Ron Wieczorek: No. And I always laugh, I always say ... when people pin me to the wall and say, "Ron, decide when I'm gonna lock in or not lock in. What should I do? What's the market gonna do?" I don't know. I know I do a lot of research, I do a lot of reading ...

Dave Burnett: Obviously.

Ron Wieczorek: And I could say what I think is gonna happen, but at the end of the day, something could happen tomorrow. When September 11th happened, every piece of research that happened that previous September 10th was out the window, because the market reacted the way the market reacts to some kind of event. I'm not saying we're gonna have an event like that, but events happen on a daily basis that we don't anticipate that could throw all of our research, all of our reading, all of our speculation out of the window.

Dave Burnett: Mm-hmm (affirmative). But we do know ... that what has happened with the rates has caused a little bit of a slow down, because it does cost more to buy a house today than it did two months ago.

Ron Wieczorek: Yeah. If your budget was $250,000 dollars for a mortgage four months ago, and you're still hanging onto that pre-approval, and you say, "I'm approved for $250,000 dollars," you may wanna check that again, because the rates have went up. The house prices have went up. So you're now sitting on something that maybe you thought ... you're not in the area that you thought you were, maybe you're not in the position you thought you were, so it's something to keep your finger on the pulse, especially if you're in the home buying market or if you're on the fence ... or if your rent's going up, and you're sick of that and then all of a sudden, you come with this letter and you're like, "Wait a minute, what do you mean? It's $220,000 now?"

Thom Dallman: Yeah, right.

Dave Burnett: But the bottom line again is interests rates really are very low in comparison to where they've been over the course of history. I mean, they're not super low, but they're still real reasonable.

Ron Wieczorek: When I started in the business in 2001, we had 8% on a rate sheet. That's what I selling. My boss came to me, who'd been in the business 20 years previous to that, and said, "You're lucky, kid. You're selling 8%." And then that was right before September 11th. Maybe six to eight months before September 11th, and then the rates almost over night dropped daily. He said, "I don't know what kind of silver spoon you have, but now you're super lucky. You get to sell these rates, refinances and purchases and everything else." But you're right. Historically, anything under seven is still really, really low.

Dave Burnett: Mm-hmm (affirmative). Which you can get. Homes are out there, loans are out there and something you really should consider putting together as we head into this holiday season. So if somebody started working with you right now, Ron ... if they found a house at Core and they wanna get it financed, can they still be in by Christmas?

Ron Wieczorek: Oh, yeah.

Thom Dallman: Oh, yeah. Definitely.

Ron Wieczorek: Three weeks we have Thanksgiving. What's today?

Dave Burnett: That's true. Halloween's just coming up this week, so you know, you've got a month until Thanksgiving. So we are honestly looking at, if you were to make a deal today, you probably could be in the house by Thanksgiving?

Ron Wieczorek: Yeah, you could be watching football in your new house on Thanksgiving Day \

Thom Dallman: Thanksgiving Day, for sure.

Ron Wieczorek: And watching the Lions probably lose again.

Dave Burnett: The Lions might win this year. That's whole different world than it is in years past. So keep that in mind. And of course Ron, how does somebody a hold of you over at Eagle Home Mortgage?

Ron Wieczorek: The best way to reach me, and I know I've just carved out some Lions fans from calling me ...

Dave Burnett: They maybe wanna call you now.

Ron Wieczorek: My cell phone is (208) 869-9154.

Dave Burnett: All right. Ron Wieczorek with Eagle Home Mortgage, one of the sponsors of the "Idaho Real Estate Buzz," along with the folks at Core Group at EXP. Give them a call, (208)933-7777. Find out why they say, "You get more with Core!"

Segment 3

Dave Burnett: This is the Idaho Real Estate Buzz, he is Thom Dallman, the associate broker and co-owner at Core Group at eXp Realty, and it's a chance for us to get together and talk about the people on the Preferred Vendors List is what we're doing.

Thom Dallman: Yeah, yeah, we have our list of people that we have worked well with, and do a great job for us, and have really served our clients well, live the same core values as us. For example, we have Darius from One Call Restoration in the office with us, or the studio with us today. And Darius, following our core value of knowledge, and seeking knowledge, just recently got certified for asbestos cleanup, correct?

Darius Elison: Yeah, clean up and yeah, it's pretty exciting.

Dave Burnett: You know, asbestos is something I know that, you know, back in the '70s and '80s, very common. How important is that for you in restoration to get certified in that is that?

Darius Elison: It's just important to have certified companies available, and we're really short here in the Valley on companies, and to just keep people safe, and just educate customers, and make sure people are making the right decision for the safety of themselves and their families.

Dave Burnett: Is that because working with older homes, perhaps, or older businesses and buildings, you're going to run into it?

Darius Elison: Oh, absolutely, especially with the home buying process right now, a lot of people are looking for those investment properties where they can come in and do the work. And it's important to know a little bit asbestos abatement, and what things to look for when purchasing the homes so they make educated decisions on their buying, and also be able to negotiate stuff like that into the contract price, because it is an expensive area to get rid of. It's better to know what you're looking at ahead of time than purchase the house and then be behind the eight ball.

Dave Burnett: I overheard you and Thom talking during the break, the fact that it's not just you that got certified, everyone there at One Call restoration has to get certified?

Darius Elison: Every single person on the job site has to be certified, and it's an extensive certification process with testing, it's definitely no joke. They want to make sure everybody's safe.

Thom Dallman: Yikes.

Dave Burnett: Well, let me ask you this, when it comes to asbestos, first of all, explain for ... there are some, maybe-

Thom Dallman: I was going to say, in layman's term, kind of what's-

Dave Burnett: What is asbestos?

Thom Dallman: ... what is ... why is it dangerous?

Darius Elison: Asbestos is actually just a serpentine rock. It's made of thin mineral fibers, but it's just a rock, which, because the fibers are thin and flexible they have fire resistance tendency, because again, it's just a mineral, and they're highly durable, and the tensile strength of asbestos is actually greater than the tensile strength of steel.

Darius Elison: So, starting in the 1920s it was used in concrete, products for our water lines, we still see a lot of that today in our water mains, even around Boise, then into concrete siding. And then through the '30s to '50s it was used in insulation quite a bit.

Darius Elison: And then all the way up 'til '78, when the first ban came into place, it started just taking off in all sorts of products. The most common stuff that we see in home purchasing is popcorn ceilings, floor tiles, sheet vinyl, insulation, siding, and roofing. Those are probably the main areas.

Dave Burnett: Now I ... Of course, I think it was used primarily for its fire resistant properties that it had, so ... And I've always heard it associated with popcorn ceilings.

Darius Elison: Correct.

Dave Burnett: If I walk into a home, Thom is showing me a home, and it's got popcorn ceilings, should I immediately go oh, my God, it's asbestos?

Darius Elison: The chances are that it's going to be asbestos. You know, '78 was the first ban, but they continue to fight the ban and use the products all the way through to the '80s. And so, anything 1980 or below that, popcorn ceilings, you're really running a high risk of it being asbestos.

Darius Elison: And it's relatively safe if it's left undisturbed. You know, if you have a popcorn ceiling, and you just got latex paint on it, and going to put another coat, it's fine. But if you don't like that texture pattern-

Dave Burnett: If you decide you're going to take it off, then there's a problem.

Darius Elison: Yeah, you need to just talk to somebody beforehand, and maybe even get a pre-estimate so you can work that into the negotiation price of the home.

Dave Burnett: Darius is with us with One Step Restoration. So, let me ask you this question then, if I buy a house, or I'm looking at a house, is that something you'll come out and say yep, you've got this problem or that problem, and give an estimate on it?

Darius Elison: Yeah, you know, it only takes less than a day to get your sample tested and come back with a result, so you can know fairly quickly. It's a very small area that has to be disturbed in order to get the testing done. You know, and a lot of this stuff, especially floor tile, sheet vinyl, it's very easy to just overlay those products. You don't necessarily have to remove them, even when remodeling your floor.

Darius Elison: Our biggest concern is the big safety hazards for home owners like insulation and popcorn ceiling, anything that they consider fry-able in the industry, which is it could just become easily airborne, because those fibers, those minerals, it's the ones that you can see in the air our bodies are going to naturally reject. It's the smaller ones around the five micron size that are causing the lung cancer and the mesothelioma.

Darius Elison: And the biggest concern isn't for the risk of the people doing the abatement work, or ... it's the kids, because as that stuff falls it takes up to five days for those fibers to fall, so we're breathing it in at a five to six foot area, because we're taller, kids are obviously shorter-

Thom Dallman: Oh, kids are-

Darius Elison: ... so they're breathing it in for a longer period of time, and it's just bad news. And it's got a long latency period, you know, anywhere from 10 years to 40 years, but that's still not something you want to see develop in anybody.

Thom Dallman: No, not at all.

Darius Elison: Had a good friend that does contracting work in eastern Idaho, and he's been a remodeling contractor forever, and he just passed away less than five years ago, way ahead of his time, from mesothelioma, which I would imagine was due to exposure.

Thom Dallman: Wow.

Dave Burnett: Thom, last ... I think it was last week you were talking about preexisting conditions in a home that have to be disclosed, is asbestos one of those things that has to be disclosed?

Thom Dallman: Not that I'm aware of.

Dave Burnett: Wow.

Thom Dallman: Once again, I think that ... ethically, that people should disclose it if they have any knowledge, but it's not one of those things that people typically have knowledge of, necessarily, so, yeah, it's ...

Dave Burnett: Wow. So, for you and your company, is there a magic year in a property that you know it needs to be checked or not?

Darius Elison: I always say anything 1980 or below. You know, there are still products coming in right now from building products, we get a lot of stuff coming in from China, so if you're getting formica, or laminated products from China, there's not the same regulations over there, and it's getting in. So, we're seeing a lot of even new building products with it. And a lot of people don't realize that insulation as a whole, you should always wear respirators when dealing with that, or some sort of breathing protection, because even brand new insulation can have up to one percent asbestos content.

Thom Dallman: Yikes.

Dave Burnett: One Call Restoration, Darius is with us today as we're talking about asbestos, something that One Call Restoration has recently has been certified in, for dealing in. So, people need to know that, I guess, if you're going to, you know, eeny, meeny, miny, moe, and pick out a restoration cleanup company, you need to know if they are certified for this or not.

Darius Elison: Yeah, they definitely need to be certified. Idaho is, thankfully, one of the areas that's not overly regulated. In fact, a lot of people understand that as homeowners they can do certain things themselves, asbestos is a little bit different.

Darius Elison: You can, as a homeowner, remediate yourself. If you're dealing with one of those airborne products it's definitely not recommended. That is a serious health risk. It's not one of those things that's just ... like electrical, you'd need to know what you're doing. You need to be a professional to take care of it. And it's just so easy to have somebody come in and take a few samples before you buy the house, or before you start the renovation, just make sure everybody's safe.

Darius Elison: But even if you did remediate or abate the product yourself, you still run into the problem of getting rid of it, because although, legally, you could take that product off of your house yourself, you still are required by the DEQ to dispose of it properly.

Dave Burnett: You can't just-

Darius Elison: So-

Dave Burnett: ... take it to the dump.

Thom Dallman: You can't just go to the dump and…

Darius Elison: If you showed up at the dump without proper documentation and labeling you're looking at anywhere from a five to $250,000 fine.

Thom Dallman: Wow.

Dave Burnett: Yikes.

Darius Elison: And the requirements is, I mean, labeled trash bags that are double layered. We also have to have an additional label on the outside of the trash bag showing where it was generated from, who did the abatement, as well as a transfer slip from every person that handles it from the time we receive the product 'til the time it gets to the dump. The dump also has to sign off on it and bury it that same day, and you usually need to notify them before you even head up there.

Dave Burnett: Wow.

Thom Dallman: Wow. That's really extensive. I was going to ask what's that process like, but sounds like it's pretty expensive. How long does it take from a standard ... I don't know, say it's an insulation project that you have to clear out, how long of a time frame do people look at for that abatement?

Darius Elison: Well, we got to get clearance testing, and it just depends on the scope of the project. We have a project that we're taking care of that's a good example later this week, where it's a popcorn ceiling, and it's going to take a day to set up. It's going to take probably a day and a half on the abatement. And then we'll have to wait an additional day for the MTI to come in and do a clearance test, and the standard for clearance testing is you need to be below .01 fibers per cubic centimeters.

Thom Dallman: Wow.

Dave Burnett: That's the maximum exposure to the house.

Darius Elison: And so, yeah, we have to pass that before people are allowed back in the house. So, you usually give it a week, depending on the size of the project. If it's something small, like laminate or vinyl tiles, we can usually get that stuff up the same day.

Dave Burnett: I was just checking. Oh, nope, I don't have the equipment to measure that, so I'm out of luck being able to-

Thom Dallman: Yeah, right.

Dave Burnett: Darius, as you went through the certification process on it, was there something that stood out to you as going, I had no idea? Something that really kind of jumped out at you as far as what you learned in the certification process?

Darius Elison: I pretty much had a good idea of it because I've been property restoration for a long time, and home building before that. And so, I knew a lot about it.

A good story that we got out of it, though, is because the properties of fire resistant material, our instructor told us a story about a ... back in the 1400s, of a king that used the fibers to actually make his table cloths, so rather than disposing of it when it got dirty after the meals, he'd be able to throw it in the fire, burn off the stains and pull it out of the fire intact. And it was kind of like a cool parlor trick, but at the same time, I'm sure he was putting all sorts of fibers into the air as he shook it out.

Thom Dallman: Oh, my God.

Dave Burnett: What he died from. Unbelievable.

Darius Elison: I don't think they lived that long back them anyway, but ...

Dave Burnett: One Call Restoration is a company, if you're purchasing a property that's a pre- 1980 you really do need to have it checked out if you're planning on doing renovation for that. Darius, how do they get a hold of you if they want to talk to you about this?

Darius Elison: Just call our office and schedule a time to come out and get some samples. Our office number is 208-850-7206.

Dave Burnett: All right, very good, and if you didn't catch that number you can always go to Coregrouprealty.com, they're on the Preferred Vendors List, and you can find the link through there to get to One Call Restoration.

Dave Burnett: Thanks so much for coming in and sharing, and congratulations. I mean, I'm sure there's a lot of financial investment as well as time investment in getting certified for the asbestos ... I guess, not renovation, what would it be ...

Darius Elison: Abate.

Thom Dallman: Abatement.

Dave Burnett: So, congratulations there.

Darius Elison: Thank you.

Dave Burnett: We'll continue on the other side, this is the Idaho Real Estate Buzz bring brought to you by the folks at Core Group at EXP, so check them out, call them, 208-933-7777. Find out why they say you get more with Core.

Segment 4

Dave Burnett: This is the Idaho Real Estate Buzz, being brought to you by the folks at Eagle Home Mortgage and of course Core Group at eXp Realty. Give them a call today, 208-933-7777, or go to Coregrouprealty.com. You know, it's that time of year where the fall is underway, the leaves are falling. The weather is changing. It's been really nice. You know, but the weather is changing and before you know it, it's going to be cold and wet.

Thom Dallman: Yes. I left at the leaves falling because my backyard is so full of leaves right now. I'm like, I can't decide if I want to get out there and rake them all up, or if I just want to a mulcher out and mulch and make some fertilization for next year’s grass growth.

Dave Burnett: Do that. For some reason, my trees were very nice to me this year.

Thom Dallman: Oh, yeah.

Dave Burnett: My front trees, all the leaves are done, raked up and good.

Thom Dallman: Oh, nice.

Dave Burnett: The backyard, the leaves are still on the tree.

Thom Dallman: The sad thing is I only have one small tree in my yard. All my leaves are from the neighbor's trees.

Dave Burnett: Thank you very much, neighbors.

Thom Dallman: Yeah, right. Exactly.

Dave Burnett: I've always kind of wanted to bag up the leaves and go dump them back in their yard.

Thom Dallman: Yep.

Dave Burnett: I guess that wouldn't be good to do.

Thom Dallman: That's not a good neighborly thing to do.

Dave Burnett: We do want to talk about some of those projects you may want to get involved in around the house as we head into the winter months.

Thom Dallman: Yeah, I like to bring it up just because we had that bad winter a couple of years ago with all the ice dams and everything that happened to everybody's houses and stuff like that. Preparation for that will eliminate that need if we end up with another bad winter this year. I like to tell people, you know, get out there, clean your gutters. Make sure your gutters have been cleared of debris and those leaves that have fallen, may not have necessarily fallen into your yard.

They may have piled up in your gutters and in your downspouts and so forth. Getting up there and getting that project done will save you so much and energy in the winter time if we have another bad winter, and help prevent ice dams, ice filling up in your gutters, and so forth. First and foremost, get your ... make sure you schedule that time to get those gutters clear

Dave Burnett: You know, it's amazing. I was just saying about the fact, I don't look at my roof and my gutters as often as I should. You kind of take it for granted. You go into the house, you know, you just go in. You don't really look up. I guess that's an important thing to do is to look up.

Thom Dallman: Oh, it's so important. I can't tell you how many houses I've gone to and we've went to look around the house and look up and see little sprouts of things growing up out of the gutters because there's so much stuff in them.

Dave Burnett: That's never good.

Thom Dallman: Never. Also, since you're talking about the roof. I mean, I highly recommend getting a roofer out there every other year or so, just to make sure that things are batting down, that you don't have, you know, nails that are poking up, your flashing has not come undone through the hot summers, and so forth. It costs you almost nothing to have them just come and take a quick look and let you know if there's anything wrong and give you a bid if there is something wrong on what they can fix and so forth. It will save you so much more time and money in the long run, if they do find a problem and so forth. I definitely highly recommend getting a roofer out there to check.

Dave Burnett: A little preventative maintenance.

Thom Dallman: Yeah, for sure.

Dave Burnett: Yeah. My dad always taught me, never ignore a squeak because it's going to lead to a problem.

Thom Dallman: Yeah.

Dave Burnett: Unless you're a professional roofer, there's things that could be going on on your roof that you're not aware of.

Thom Dallman: Yeah, exactly.

Dave Burnett: You'll get that taken care of. Other things to look for this time of year?

Thom Dallman: Yeah, I always highly recommend getting out there and you know, obviously, turning off your sprinklers, but not only just turning off your sprinklers, but walking around the house on or spicket on the outside of the house, the facets on the outside of your house and making sure that they're off, there's no drips of anything happening.

Dave Burnett: And hoses, disconnecting.

Thom Dallman: Disconnect the house and then go to Home Depot, go to Lowe's, go to wherever you like to go and buy those inexpensive Styrofoam covers that you can just put right on them to prevent any kind of ...

Dave Burnett: A little bit of insulation for them.

Thom Dallman: Yeah, prevent those hose bibs from freezing up, if we get a really, really harsh freezing spell, if there's any kind of moisture in them whatsoever, and they freeze up, and crack, you know, you can end up with a lot of water damage inside the house or in your crawl space if they do that. One small little $1.50, whatever it is for that Styrofoam cover, can prevent a whole lot of money maintenance down the road for you. Definitely, highly recommend doing that. If you don't want to go to spend the $1.50, grab some old shirts and just wrap an old tee shirt around it. Even that will help you with some insulation.

Dave Burnett: If my wife is listening, do not take my tee shirts and wrap them around there. They may be old, but ...

Thom Dallman: It's a great time to get rid of those tee shirts you don't like him wearing.

Dave Burnett: I still wear them. You know, and it really is not a whole lot too it. They're not expensive to get those Styrofoam covers and they're easy to put on. Just a good reminder. While we've been having nice weather and pretty much above freezing temperatures, those cold 20 degrees, 15-degree days are coming. Make sure you get your sprinklers blown out, get it scheduled, get it done, and get those done, and get everything ... one of the things I always forget to do is and if you have a hot tub, sometimes, you forget to take that garden hose off.

Thom Dallman: Oh, yeah.

Dave Burnett: Get that off. Get it drained and get that secure.

Thom Dallman: Exactly. Yeah, get your hot tub drained and refilled and cleaned before the winter too. I always recommend that. That's what I do with mine. I just did it actually last week.

Dave Burnett: Nice.

Thom Dallman: I'm good to go for the wintertime. I don't have to worry about getting in and having to drain it. Also, what I did this last couple of weeks is I had our vendor, Advanced Heating and Cooling come out and tune up our heating system. Just did a little service check to make sure everything's running correctly, and you know, change out the filters and stuff like that.

Dave Burnett: They're always good at vacuuming them out. You don't realize how much dust and dirt gets in those things.

Thom Dallman: Exactly, exactly. Probably one of the other final things maybe to think about is to work around the outside of your house and check your seals around your doors and around your windows to make sure that there's no, you know, that the summer hasn't caused some cracks to happen. Some of the caulking sometimes gets worn over time. Make sure you have sufficient seals around your windows and your doors. I always check all my doors. You know, stand on the insides during the day to see if I see any hint of sunlight coming through because if there's sunlight coming through your doors, that means that there's air coming through, which is going to lead to cold drafts. Exactly. Sometimes, you have to ...

Dave Burnett: And really those caskets are, they're fairly-, go to you know, Home Depot and get those. They're fairly easy, just slide right in there and replace those.

Thom Dallman: Oh, yeah. Pull them out and slide in new ones to make sure that your door is sealed up. Yeah, like I said, they're super inexpensive and so easy to replace. That's all my list.

Dave Burnett: I think Stan mentions and I always try to remember this and that is while you're out looking at the garden hose, you have in your foundation, you have vents that a lot of those will open and close. Stan always says the basic rule is closed in the winter, open in the summer.

Thom Dallman: Open in the summer. Yep, let it breathe in the summer and keep the moisture out in the wintertime. Go around and shut those if you have them and you have that available.

Dave Burnett: Yep and the other thing to check for, as you can go through these, it reminds me of things I've done over the past. On your gutters, after you clean them, make sure that you have those extenders on them so that the water is pulled away from the foundation of your house.

Thom Dallman: Divert them. Yep.

Dave Burnett: Whether it's just a splash thing or whether the actual tube you hook to the gutter. Get those hooked and get that water.

Thom Dallman: Definitely.

Dave Burnett: We will have rain. We'll have snow melt off.

Thom Dallman: Oh, yeah. For sure. Probably one last thing to throw in there is chimney. Make sure your chimney is checked, especially if you have a wood burning chimney, you know, from last season.

Dave Burnett: Get that on there.

Thom Dallman: Yeah, it gets that buildup of soot and what not. It's always a good idea to have that chimney sweep come through and clean that out if you haven't done in a while, just to make sure that there's none of that resin or soot remaining.

Dave Burnett: Yep. I just remembered one other thing. I got to put it on my list.

Thom Dallman: We're just going to keep throwing them out there.

Dave Burnett: The other thing is make sure your air conditioner is covered. They have covers at your home box store that you can get picked up as well. Cover those up because my old one finally wore out and I got to get a new one this year.

Thom Dallman: Yeah.

Dave Burnett: Get those done and make sure it's a ... I don't think you're going to be using your air conditioner anymore.

Thom Dallman: Yeah, exactly. Well, another one to throw out there too is your winter equipment for your snow blowers or anything like that that you have, make sure that they're accessible and handy in case we get a freak snowstorm through here.

Dave Burnett: There you go.

Thom Dallman: Make sure that your snow blower is running and stuff. So, there's a good idea.

Dave Burnett: You get your… all ready to go for that as well.

Thom Dallman: Yeah.

Dave Burnett: If you have a snow blower, you know what those are.

Thom Dallman: Exactly.

Dave Burnett: This is the Idaho Real Estate Buzz where we gather each and every week to talk about all things about your home and this week, just getting it ready for winter ahead. While the weather has been nice, it will turn nasty now that Halloween has come and gone, that's the time where it's going to get cold. As a matter of fact, I think next Sunday is when we turn our clocks back on the fourth of November, so all the time will change. It will feel like winter very soon.

We're here each and every week. We invite you to let somebody know if they're looking to buy or sell a home, they can listen in, or they can get a hold of the folks, of course, the sponsors of the program, Eagle Home Mortgage and Core Group at eXp Realty. Give them a call today, 208-933-7777. Find out why they say you get more with Core.


Darius Elison


Ron Wieczorek

Eagle Home Mortgage

208 917-4983




Core Group at eXp Realty

208 639-7700



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