Join us as Dave Burnett talks with Heather Echevarria of Innovative Custom Homes and Trevor Brown from Amvic Building Systems. They are discussing new and innovative building techniques that Heather and Trevor have teamed up on, you don't want to miss this. Also on the buzz Dave is talking with Michelle Guth from Diversified Mortgage about some exciting news and then later in the show he is talking with Core Group Realty's listing team. Tune in and enjoy!



Section 1

Dave: This is the Idaho Real Estate Buzz, I'm Dave Burnett along with Thom Dallman and Core Group Realty. Coregrouprealty.com, that is the website to go to. 933-7777 that is the phone number if you'd like to call them and talk to them about anything you have a question on about what you hear on the show or maybe it's something you see on the website or maybe you need information. You can find all of that there. Heather is with us! Echevarria.

Heather: Yep!

Dave: Ah I finally got it! Alright Heather. And Innovative Custom Homes, is that the official name of your business?

Heather: That is correct.

Dave: And you brought Trevor with you. You're in the process of building a home right now which, Innovative is of course the name of your business and it is a bit Innovative! Tell me a little bit about this and what Trevor does.

Heather: So we are in the process right now of building a home using insulated concrete forms. So rather than exterior walls being done with traditional wood framing, they'll be done with concrete.

Dave: OK Let me get a grasp on this. It is insulated concrete. So Trevor, step up to that microphone here real quick. What is it insulated with?

Trevor: So imagine a white Styrofoam or EPS as we call it, a 4 foot long giant Lego. It's basically like we built the outside walls of the home with giant Styrofoam Legos just like when you're a kid and then we pump it full of concrete. So there will be a concrete core instead of Heather's house, there's going to be a 6 inch concrete core with 2.5 inches of foam on either side basically that will insulate the house and then when this is done, sheet rock goes right on the inside, siding goes right on the outside and you have yourself ... it's equivalent to an R-50 performance type home.

Dave: I guess I'll throw the question out there, you guys can decide how to answer this. Who came up with this concept and well, I guess I'll go this way. Heather, how did you decide "Let's try this."

Heather: Well, I ran into Trevor at one of the builder contractor shows and I've just been looking for different things to do in our new construction and our remodeling that would help us stand out from somebody else. Be more innovative, like our company name. So when I ran into Trevor and he had these Styrofoam Legos, kind of set up in their booth I was like "Ooh, I want to know more about this, I want to do this! I want to build a better, more efficient home and make myself stand out in the industry." I don't know who came up with it, when it was come up with, but it's really cool.

Trevor: There's some debate to that probably. I mean, it goes back in Europe and stuff. Many, many years where they were building instead of Styrofoam it was using hay bales and mud and things and then filling the inside with the filler of some kind whether it be concrete or something. It kind of has evolved over the years. I'd say, we took a foot hold pretty heavy probably 25 years ago or so. Toronto, Canada kind of became the epicenter for this product and if you really, where we're headquartered, Amvic Building System we're headquartered out of Toronto Canada and within a few miles there that's wherea lot of the big boys in the industry are so it's kind of become the ICF capitol. It has just expanded, it's been a slow growth, I mean building is something that if you look back at Rome, concrete's been a great product to build with for a long, long time and they're still standing so it's almost like we're coming back around to it now.

Dave: I was thinking when you first explained this, I was thinking well, there were Adobe houses they built and then they got away and they started building this and they got wood and then the innovative thing at the time was steel 2x4s, metal ones which they still use as well but now coming back around to almost Adobe blocks again to build homes with.

Trevor: Yep, more efficiency. The owner of our company is a doctorate of construction engineering and construction science. He very much looks at it from a scientific stand point and it's just basically creating, taking concrete and making it better.

Dave: Are there limitations on what you can do with these blocks? Is there a height? I mean, can I build a 2 story home? Can i not?

Trevor: Yeah! We actually just finished a 2 story hotel out of it. So we see it being used more and more in high rise type applications. It's very popular especially coming from the East coast this way more with multi family. We do a lot of hotel, we have some contracts with hotel chains and stuff like that, and schools. School districts are getting into it, I think that's probably one of our best proof is those are taxpayer dollars and they don't want to use up as many of them as possible. Our usage is usually probably cut in half to probably 2/3rds energy consumption.

Dave: What are some of the benefits if I wanted to build this way. What's the benefits over me doing a stick build house?

Trevor: The biggest benefit's going to be your energy consumption. You're going to basically cut your bill pretty much in half give or take. Idaho, we're pretty lucky we have low energy costs but even here ...

Dave: I still don't want to throw money away!

Trevor: You still don't want to chuck ... yeah!

Dave: I love the low but I still don't want to pay a lot!

Trevor: Yeah, so it usually will cut it in half usually. That's the benefit a lot of people see. The interesting benefit a lot of people see, my mom lives next to a .. I built her a house right next to my kid's elementary school. She knows if she wants to hear the kids or a school bell ring she has to open the window. It's a sound proof house!

Dave: I was going to say, insulation from sound just has to be amazing.

Trevor: Yes she doesn't have to hear airplanes, she doesn't hear ... and my mom says it just feels more solid and quiet and she likes that feel of the house. If you ask my mom why you would build first thing she would say would probably be sound deadening. She loves that. You know and we have a lot of people that look at the green side of it. If you want to do something better, you're cutting back about 30% of your lumber consumption when you build your house you just saved 30% of the trees and lumber that you would have cut down to make the house.

Dave: How about earthquake proof? And I mean, I'm trying to think of something negative here Heather!

Heather: It's really difficult!

Dave: But earthquakes, how about earthquakes?

Trevor: It's amazing. I'm the territory manager for the Western U.S. One of my largest territories that we sell a lot into is Northern California. Northern California is known for it's seismic issues. We just built a house or we're actually still finishing a house it's close to a 20,000 square foot house down in Los Gatos California right on the San Andreas fault. The reason they chose ICF was obviously because it's not cold there it wasn't an insulation issue, we're able to get engineering obviously in conjunction with engineers and people working with us we're able to, by tweaking the amount of rebar and concrete we're able to get a lot higher seismic ratings on ours than most people.

Dave: How long does it take to train a crew? I'm trying to find something negative here!

Heather: You know, it seems relatively simple. You know I was out there, well, we've been laying the courses on ours and putting in the rebar because I really wanted to know how to do this. I get told a lot when people find out that I'm the builder they're like "Well, you don't look like the builder." My response is "Well, what does a builder look like?"

Dave: Arm wrestle them!

Heather: I know, right? Come on! So I was out there and stacking courses with them and installing the rebar and it really isa very simple, like you said, it's Legos for big kids!

Dave: So is it something where you're very active in doing, that you have framers that can both frame and stack the Legos?

Trevor: Yeah, we've got Heather uses her own crew, guys that can multi-task, do different things. It's a very easy transition to get them to do stuff. Everybody always asks me "What's the best fit?" I've got guys that are concrete flat work guys that do ICF as well, I've got guys that are framers, I've got guys that are finish carpenters. We build every year we'll build several homes that are just a home owner. I mean, if you wanted to build your house out of this we do offer an 8 hour course that I put on or bring someone in to bring on if we're in different areas of the country and we'll certify you as an installer in 8 hours. To be honest I tell everybody if you spend about 4 hours on a job you're probably as good as the guy that's got 15 years on teh job. You know I mean we always find a quicker, better way to do things but boy you're going to build a nice home within 4 hours.

Dave: OK let me see if I can trap Trevor now with a negative. I have an existing stick built home but I want to add on to my home. Can I add ICF onto my stick built home?

Trevor: You can. I'll give you a negative here. You are going to lose, and honestly my negative is just going to bag on the stick frame part of it. Because honestly you're going to have a very secure thermal area connected to a non producing part of the house so basically and energy is just like water, it's just going to find the weakest spot so basically ... and we actually did this out in Kuna we built an addition onto a church. Mostly because they were able to use the parishioners there that came out and they just took the people over there and built this thing. But they found that they didn't really gain the energy efficiency out of that because it just ran out where the stick built part was.

Dave: OK, but it can be done.

Trevor: Yes it's like an envelope. You're trying to make that building envelope solid because it's going to find the weak spot in anything but it is used. In a lot of cases what people do, like I said, people can play with Legos better than they can frame a house. And that's literally it. It's that easy.

Dave: Absolutely fascinating.

Heather: It is! It's amazing.

Dave: And you're in the process of building a home with this?

Heather: We should be pouring this next week! Pouring the walls. We'll be starting framing on the inside. The thing that I really liked about it is you get the exterior envelope up and you can set your trusses and get your roof all dried in and then start working on the inside. So this time of year, our guys have an enclosed place to work rather than all of your framing being exposed. That wood being exposed to the elements this time of year.

Dave: I'll be darned. See, I was going to ask about speed, is it quicker to stick build or go the other direction.

Trevor: It's quicker, ICF is faster.

Dave: Well OK, I give up. Well Trevor, this sounds abosolutely fascinating and Heather, we'll keep you informed through the show here when the house is up and able to be seen, let people know where it's at, let people go take a look at this.

Heather: Definitely! Right now it's kind of camouflaged because the styrofoam is white and we've got all this snow. So I've kind of been like "Where's Waldo" with my project.

Dave: Exactly! Well Heather thank you so much, Trevor thank you for joining us. Again, the name of your company is?

Trevor: It is Amvic Building Systems and you can check us out at amvicsystem.com.

Dave: Very good, Heather thank you so much, appreciate you coming in.

Heather: Alright, thank you!

Dave: We'll continue, this is the Idaho Real Estate Buzz here on 580 KIDO!


Section 2


Dave: This is the Idaho Real Estate Buzz, I'm Dave Burnett and of course every Saturday we get together to talk with Michelle Guth from Diversified Mortgage Equal Opportunity Lender. Michelle, welcome back and you have some really, really good news!

Michelle: Exciting news, thanks for having me Dave!

Dave: So, one of the things that we do know that happened at the end of the year last year 2016, they did raise the interest rates so that affected FHA loans, a lot of loans. So, basically paying more. But there's something kind of helping to soften that blow?

Michelle: There is, so after we had the mortgage collapse, several of the mortgage insurance premiums whether it be conventional or government, they increased the monthly premium to help curb the significant losses that the institution and government were taking on all of these defaulted loans. So as a result they've been quite a bit higher than what we had seen in years past for the last several years and thankfully FHA made an announcement that as of the 27th of January they are going to reduce that premium significantly, basically almost 30%.

Dave: So what does that mean to me if I'm getting a loan, what does that mean?

Michelle: Well, for example if you were purchasing a home with $250,000 for example it's going to be a cost savings on your payment of about $600 per year. So $50 a month if you break that down into loan amounts that would probably give you roughly $10,000 more in purchase price power because of the reduction in the monthly mortgage insurance premium.

Dave: That's significant.

Michelle: Oh very significant, especially with the potential of interest rates increasing, it's really going to help curb that increase in a person's potential for maximum home purchase.

Dave: So the last interest rate they kicked in, was it a quarter percent?

Michelle: A quarter point with the feds.

Dave: How much did that ... like a$250,000 how much of an increase was that on the loan?

Michelle: Well you know, there are several variables. When the feds increase the rate by a quarter, it's not necessarily a direct quarter hit to the interest rates so again it depends on program, it depends on what's happening in the bond market, there are several variables that impact interest rates. But again, just with the slow increase in mortgage rates as a whole, you're definitely seeing an increase and we anticipate a gradual increase throughout the year. This is definitely going to help curb that.

Dave: Yeah, excellent. So if somebody was thinking about buying a home and they kind of hesitated - don't hesitate. Now's the time to take advantage of it.

Michelle: Oh, absolutely, and I would caution anybody out there who's currently in the process of purchasing a home that is getting an FHA mortgage, call your lender right away. If you have the capability of delaying your closing to the 27th of the month it's going to be substantial. That is one of the things that is very different from what FHA and HUD has done in the past. Normally when they implement a change they base it off of the effective date of when we pull a case number. A case number is basically tied to that loan that the governemtn assigns to that mortgage. They're not doing that this time. They're basing it off of the funding date. So if you already are under application, if you can delay your loan closing, it's going to save you that .25% in your mortgage insurance premium.

Dave: How long can you push those off? Is there a rule of thumb how long you can push that off or is it just every situation is different?

Michelle: Every situation is different. It's going to depend upon the flexibility of the seller and what their situation is. If they're buying another home for example and they need this one to close in order to buy their home, they may not be flexible in extending. You may be locked in on an interest rate but in almost all cases you can get a lock extension so the cost of that extension is minimal in comparison. Again, call your agent, see if they can get that negotiated to have your contract extended to the 27th.

Dave: Now Diversified Mortgage, is this something then you're going to go through your loans and contact the people working with you so if they don't hear about this, don't know about this, are you able to contact them?

Michelle: Absolutely, we're making an effort to contact all of them and even for our clients that are already pre-approved, we have to go back through all of that client base and re-run the numbers and say "Hey you know what we were trying to get you to X price point but we weren't able to do so. Well now here's where we're at with your updated approval standards."

Dave: And you may have said it before, but let me find out again. It will increase my buying potential as far as how much I can get qualified for a loan, about how much do you think it could increase by?

Michelle: Well it depends on the loan size, so roughly $125,000 is going to give you about $5,000 more in purchase price. $250,000 would be close to $10,000 in purchase price. So it is significant.

Dave: I was going to say, if you were cutting it close, that would be enough to push you over the edge. Wow, so that is good. As we go into a new administration, presidentially, as we go into a new year, we talked a little bit about this herea few weeks ago. What do you see happening as far as loans go? We know they may creep up a little more but are other things going to kick in this way to try to offset some of those financial problems?

Michelle: You know, it's hard to say. There's a lot of requests in for some different reform under Dodd-Frank. Whether or not that comes to fruition it's hard to say. On the mortgage side of things honestly I don't think we're going to see any drastic changes with regards to policy in the next year or two. As the market continues to improve, the economy continues to strengthen, I think this HUD adjustment to mortgage insurance is a good indicator of what hopefully is more things to come from the different administrations. Different entities whether it be Fannie Mae, Freddie Mac and FHA so hopefully they all continue to offer some added bonuses to the consumers.

Dave: One of the things that I wanted to talk about a little bit again, and we've talked about this in the past. When everything 10 years ago, we hit that big bubble and everybody fell off the bubble, this time around the growth that we're seeing in Boise and this area this is one of the fastest growing areas in the nation. The growth that we're seeing, it is based on more solid lending principles?

Michelle: Oh undoubtedly. In comparison again to years past, where there was very little criteria in order to obtain a mortgage and now we're back to standard mortgage practices. I think the increase has been relatively healthy especially if you consider that we were also one of the hardest hit in the nation for price and value reductions when we did have the collapse. We had a lot of room where we needed to come back just to get back up to where we started.

Dave: Well, we had people in our subdivision who were selling their houses, there were people buying them site unseen from out of state. It was like, "So who's buying your house?" "I don't know. Some guy from California who's never seen the house." Is that happening now or not, that same sort of thing?

Michelle: I have not seen as much of that no but the nice thing we have with modern technology, a lto of these virtual tours and the ability to look at Google earth, I mean you can really check out a house pretty well without even stepping foot into it.

Dave: And your neighbors!

Michelle: Very true!

Dave: You can check out what neighbors you have around you! Yeah and I guess it's not those that are buying site unseen, it's those who are just throwing money out there to buy something in hopes in 6 months they can turn around and make money on it. Those are the ones that were bothering me at that time.

Michelle: Yes and we're not seeing that at all. Now with investment purchases, typically we're seeing 20-25% down. Back at that time it was quite common they were doing 0 down loans. Again thinking they were just going to flip it and make a quick profit. They didn't have any skin in the game so the default rate was obviously going to be significant when the property values started decreasing they weren't out anything other than a hit to their credit. I think that was a big indication as to why we saw such a big downturn in the market.

Dave: Yeah. Talking to Michelle Guth with Diversified Mortgage. Have about 4 minutes left in the segment here, but I want to find out some information on you if somebody wants to get a hold of you to talk about this situation here with the FHA loans and the reductions. How do they get a hold of you?

Michelle: Just give us a call at the office! We can be reached at 853-7878. You can also visit our website and that is dmgloans.com or we'd love it even if you just stopped by even if you just have basic questions come by and see myself or one of my team members. We're located on Marigold right behind the Jacksons station there right there on Marigold across from Garden City Hall. Can't miss our building.

Dave: And I do want to reiterate this because at least I was under this impression whenever I bought homes that basically I had to go to the financing people that my realtor told me to go to. Even if you're not using CORE Group Realty, even if you're not using Thom and his folks here if you're using someone else, you can request Diversified Mortgage.

Michelle: Absolutely. Or with any other lender I encourage you definitely to get a second opinion. We've talked in other segments where not every lender has access to all of the programs, especially not the state bond program. So I encourage you to at least get a second opinion to make sure that you are at least getting all of the program options that are available to you.

Dave: There's a lot out there.

Michelle: A ton out there!

Dave: As we go into this new year, any programs you see that maybe are a little stronger than others?

Michelle: You know what, going back to FHA so often people are really pushing for the conventional programs because FHA's mortgage insurance premium had increased so much but with the new mortgage insurance factor that we're utilizing, in many cases FHA is going to, I think, surpass conventional again, it has kind of flip flopped. Their reason for that is conventional programs are so heavily credit score driven with respect to interest artes. FHA not as much. Certainly it's an impact to interest rate but not to the degree that it is under conventional financing. Previously for very high credit score borrowers, it made very little sense for them to do an FHA loan because they were going to get a lower mortgage insurance premium. Now in many cases it could be similar or lower again depending upon your credit score to do the FHA program.

Dave: OK, so the more things stay the same the more they change, so something you might want to get a hold of Michelle and her staff to get yourself pre-qualified to find out what amount of money you are eligible to go out and buy a home with which is important to do. And to just be comfortable with the whole process. You know what's funny is that I sit and I talk with Thom and I talk to you and different people, you guys are in this every day. So it's not intimidating to you. To the average person buying a home it's very intimidating! You're dealing with thousands of dollars and this and that. To be able to come in and sit and talk with either you or with Thom on the real estate side and just get your fears alleviated it's a good thing.

Michelle: Absolutely, it definitely can be an overwhelming process but our goal is that after meeting with them that they walk out the door feeling really good about the meeting and having a very clear understanding of what their goals are for their home purchase and a clear understanding of the programs that we discussed.

Dave; And before we leave I want to say this, if you have thought "I don't think I could buy a house my credit's not good enough," don't discount it without finding out first. Give Michelle a call at Diversified Mortgage and find out. You may be surprised that you are eligible to buy a home.

Michelle: Absolutely, and if you're not, we'll give you the road map that you need to take and hopefully get to the point where you can purchase a home.

Dave: Michelle, again, if somebody wants to get a hold of you, how do they do it?

Michelle: Give us a call please at 853-7878 or visit our website dmgloans.com!

Dave: This is the Idaho Real Estate Buzz, I'm Dave Burnett. More coming up here on 580 KIDO.


Section 4


Dave: This is the Idaho Real Estate Buzz, I'm Dave Burnett. Thom Dallman who is the co-owner, designated broker of Core Group Realty out this afternoon. Shawna joins me along with John and something we need to talk about guys, because anyone who's a homeowner with all this weather we've had over the past .. however long it's been! When did we start this? It's been since before Christmas.

Shawna: It's been a long haul so far.

Dave: But if you own a home, you've got to be concerned about that home because this is probably wouldn't you say the most taxing thing that could happen physically to a home?

Shawna: I think it can be, because it just affects your roof, then you can get water damage, and you've got issues with driveways and your foundation as the weather continues on ...

Dave: The pipes.

Shawna: The pipes, so you definitely want to be checking everything out.

Dave: Well let's do this and there's been a lot of TV news John and we were talking about this a little bit before we started, a lot of TV news` about roofs. If you look up at your roof and you say "Oh look, pretty icicles! Aren't those pretty?"

John: Yeah, the kids love them!

Dave: That's not good. And not only for the danger factor of them falling off and stabbing somebody through the head, but just the fact that that means that water is coming up over the top of your gutters. As I look at mine, they are full and it's about an inch above the gutter with ice.

John: You're lucky with an inch, I've seen them 5, 6 inches above the gutter and what happens is that water melts underneath the snow. It's basically insulated by the snow on top so as soon as it hits that air where it should be draining through the gutter it freezes and creates an ice pack on top of the gutter which can then move up the roof.

Dave: Up, or even worse, up under the shingles. So I guess a couple of things that I've been told and correct me if I'm wrong or help me here, is really watch along your roof line. Inside your house, watch your ceiling and your walls to make sure you don't see any water forming there?

John: Exactly, because as soon as that ice builds up underneath your shingles, it hits the warm air of your home from underneath and it can melt and run underneath your shingles.

Dave: Well, I did something, somebody recommended I do it, and I want to ask you if I did the right thing. They told me to go into my wife's drawer and get out the pantyhose socks, you know the knee high pantyhose things, fill that with ice melt, and then put it in my gutter. They said put it right in the gutter at the bottom of the valley and then put it right above where the down spout is. And right where I put those, that ice has melted now and it's running down into the gutter.

John: I think that anything is better than nothing. I think that sounds like an excellent idea to get that water moving.

Dave: And that was after I took a rake and I pulled snow off so it got down to the ice part of it.

John: Definitely, and in the Winter time your shingles are very brittle because it's very cold, they're frozen. If they've got ice underneath them, they're just packed with ice all around. Last thing you really want to do is get on your roof because it's dangerous first of all and also because you can really damage your roof. I know a lot of things you can put on your shoes to make it stick better on the ice. Well, if there's not ice or if you're going through the ice and hitting the shingles, they're very brittle so you can really damage them. What I would recommend doing is, it works better if it's powder as opposed to now after it's been rained on, but get up there with a push broom maybe on a ladder. Have somebody holding the ladder as best you can, I don't recommend this for everybody, but get around the edges a couple feet up to get the snow off.

Dave: And that's what I've always been told, get at least a foot and a half off so that the gutter was exposed to the elements and then they said get that pantyhose, fill it with the snow melt and they said don't lay it on the shingles but lay it in the gutter.

John: And that's if you can get to the gutter. That's something to be pro-active up front before it turns into all of that ice, but yeah, definitely, I think that's an awesome idea, I've not heard it.

Shawna: I love that idea!

Dave: I just need to remember next Spring going "Why are there pantyhose in my gutter??" That way I remember. So the roof is not the only problem, so you're watching for that, you're watching for maybe get up in your crawl space and make sure that water isn't building up inside your crawl space because you get about a foot and a half of soffit but there's other issues. Pipes are an issue, I would think newer homes wouldn't be too much of a problem but older homes definitely could be a problem.

Shawna: Definitely, I think that everyone needs to keep an eye on things, make sure they're not developing any leaks somewhere and just check on things. I drove around a couple days ago and checked on all my vacant properties that I have listed because my sellers are out of town and just went in and walked through the house. Made sure there wasn't anything going on. Fortunately, everything was good, but I understand there's been a lot of broken pipes.

Dave: Yep and weather's turning colder again. Don't ever turn the heat totally off in your house.

John: Oh no.

Dave: That's a bad, bad thing to do!

John: Definitely.

Dave: Keep the heat on at least 50 degrees so it stays somewhat warm. I guess one, and maybe we won't find out for a little while, those outside faucets. If you had a hose attached to them or some of the others, you may have issues.

Shawna: Yes, some of the people that have moved in that are not used to living in cold climates, they don't know to do all those things. They've never dealt with it so why would they? We that have lived here for a long time know that you always unhook all of your hoses, you close your vents in your foundation, and a lot of people miss that. They never close them off. Just close them off so that the wind's not blowing under there and make sure those hoses are undone. If you've got good frost-free faucets you should be fine. A lot of this stuff really needs to be done in the Fall before this happens.

Dave: It's a little late now!

Shawna: Yes, it's too late now!

Dave: Yes, some of it, some outside faucets may be frozen solid right now and you won't know until Spring when it thaws out suddenly and you get water running everywhere. But yeah just keep an eye on your house and make sure it's buttoned up real well. Just be I guess be diligent in watching after it. The other thing I want to talk about and now we're in a cold snap again as we go into the weekend is, when it snows, and by the way it is city ordinance you are required to keep your sidewalks clean, but one of the good reasons is, if it builds up with snow and then begins to melt and then freezes you're stuck with that for a while.

Shawna: Yes, if you didn't get it cleared off when it was light and fluffy and that was not all that much fun, but it's sure a lot better than trying to do it now that it is wet, heavy, and frozen solid.

Dave: Now for homes that are for sale on the market, let's say vacant homes, what can people do with those houses to make it a little more tolerable to view and to try to make it more presentable? Nobody wants to walk into a house that's 40 degrees or 45 degrees inside the house and look at it. Should they turn the heat on or?

Shawna: Correct. They need to keep the heat up enough that people are comfortable when they get in there and that's also going to keep things from freezing. I did walk around and make sure that I left the cabinet doors open, anything that was on an outside wall especially. If it's in the interior of the home I didn't worry about it too much but outside walls, open up that cabinet door, your thermostat is down lower than what it would be if you're living in it. You're not running water through those lines so you want to make sure that heat is circulating in there as much as you can. As far as making it more presentable on the outside, you really need to make it so where people can get to the home. So you need to get somebody over there to shovel those sidewalks off so they're not tromping through the snow and then of course packing it into the home when they do come in and look at it.

Dave: But that is really, well, it's security as well to make sure if you are not here, hire somebody to come in, sweep the drive, because for bad guys for those burglars out there it doesn't take long in the snow to figure out which houses are empty and which ones aren't. Which ones could be vandalized, because if there's no foot prints or tire tracks up into the drive, that house is vacant. It is well worth it to keep it not only for security and for people to be able to get in and out of the house but just for security for the home.

Shawna: Yes because if nothing has been shoveled it's pretty much a red flag saying "Hey, I'm vacant, I'm sitting here!"

Dave: Yeah. Will Spring ever come?

Shawna: I hope so!

John: Not soon enough!

Dave: Well, I appreciate you guys coming in and talking and just kind of take a walk around your house and check it out. I'm going to be bluntly honest. The back half and side of my house, I haven't seen. I mean, it is deep. It is really buried and I haven't seen it so I guess when we get done here I need to go and check out the back and side of my house and make sure it's still there.

John: Good idea!

Dave: But keep after it and if you get a chance - the whole pantyhose thing, I saw that on a youtube video.

John: I love it.

Dave: And that way it doesn't all just kind of wash away it stays in the pantyhose and slowly works it way down the gutter.

Shawna: I just might have to go do that!

Dave: My wife doesn't know that I took her socks yet, but I'll put them back. Have yourself a great weekend as we move forward. Shawna, John, thank you so much! We'll continue this again next Saturday. Of course, every Saturday at 2:00 we do this. It is the Idaho Real Estate Buzz on 580 KIDO.



Innovative Custom Homes

Amvic Building Systems

Diversified Mortgage

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