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Home Loans

We have a wide variety of topics today! Window cleaning, pest removal and real estate.

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We have a wide variety of topics today! Window cleaning, pest removal and real estate.

Wow! We have some more great guests in the studio today! Christian from Cridder Ridder is here to talk about his company and pest removal. Anything from bats, raccoons, voles, badgers and everything in between! Greg stops by to fill us in on all of the services that Blind Appeal offers. Hint: it’s a lot more than just blinds! Thom and Dave are also joined by Ron from Flagstar to keep us up to date on all things mortgage related.

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We have our fabulous listing photographers in the studio today!

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We have our fabulous listing photographers in the studio today!

We have a full show for you today! Sunny and Rusty, from Sunny Skies Media, are in the studio to talk about listing photos, as well as fill us in on their new company. Ron Wieczorek, from Flagstar Bank, stops by to update us on the home loan world and to talk about distressed properties, something we aren’t seeing a lot of right now.

Thom and Dave finish out the show by going over some of the things you should avoid doing when buying a new home.

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So many great tips to help you prepare for buying or selling a home!

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So many great tips to help you prepare for buying or selling a home!

Wow! Another great show! Thom and Dave cover a wide range of topics today. They start out with an update on what’s currently happening in our market. They also talk about the importance of curb appeal and updates to think about before getting your home on the market. Getting ready to purchase a home? Listen in on some tips to be a prepared and educated buyer. Our team is here to help every step along the way! Ron is in the studio to go over what has happened in the lending world over the last year.

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Listen in for great tips to prepare your home for winter!

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Listen in for great tips to prepare your home for winter!

Tune in for info on our fantastic listings here in the Treasure Valley! Ron Wieczorek is here from Eagle Home Mortgage to explain how certain events in the US can impact interest rates.

Darius Elison from One Call Restoration joins Thom and Dave in the studio to talk about the dangers of asbestos and why it is so important to have a certified professional remove it from your home.

Is your home ready for winter? Thom and Dave have some great tips to help you get it ready!

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The Good, The Bad And The Ugly... Of Home Loans!

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The Good, The Bad And The Ugly... Of Home Loans!

Tune in to learn about the importance of finding the right real estate agent for you! In today's real estate world it is so important to find someone that truly has your best interest in mind. Ron is here from Eagle Home Mortgage to talk about The good, the bad and the ugly...of home loans. Do you know what the difference is between a home inspection and an appraisal? Thom and Dave are here to help you out with that!

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YOUR FORECLOSURE ATTORNEY COULD BE A SCAM ARTIST

Many new foreclosure scams caused thousands of people to lose their homes . A late scam in the mid-west conned a large number of individuals into paying upfront fees to clear their debt or end foreclosure .

Charles A. McKuhn began the misleading debt reduction business –Taurian Worldwide Financial, Inc.– that claimed to refinance mortgages and provide lines of credit . He advertised that the company’s foreclosure attorney could go through the tedious papers to stop the foreclosure process.

Despairing homeowners paid the upfront fees , with anticipation to save their properties from foreclosure. Unfortunately though , McKuhn and his company did not solve any debt issues and stop foreclosure. In actuality , his company isn’t even licensed as a loaner or debt counseling agency. Several of the individuals who paid McKuhn their money and trust eventually lost their houses because of knavery and fraud .

Just this year , over fifteen hunded people have forfeited over $2 million in upfront fees to adjustment consultants. Many were told that making contact with their lender immediately would invalidate their loan mod . These people were promised loan modifications yet were never granted them.

The majority of these homeowners eventually lost their homes to foreclosure.

Don’t let yourself be scammed by people who want to take advantage of your situation .
Remember that it is illegal for foreclosure attorneys to demand fees upfront.

There are competent , trustworthy , and ethical corporations that assist with loan modifications, but read the Treasury Departments 3rd quarter 2009 report to see why it is practically pointless to apply for a loan modification.

This report states that 680,000 new modifications were begun in the 3rd quarter of 2009, yet less than 781 became permanent . Even more troubling is the fact that over half of all loan mods that are approved end up in default (foreclosure) within 6-9 months from approval .

Don’t get scammed by scam artists who claim to be on your side. Take the time to ensure the company you’ve chosen is legitimate, and be wary of upfront fees .

Why pay for help that is never given ?

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